Apply for our loan sourcing services by completing this 2 min online application


Personal Loans are suitable for financing large payments or purchases, such as appliances, furniture, school fees, or if you require credit over an extended period.

We offer personal loans at very competitive rates. Best of all we have a very high approval rate

We offer loans direct for people with a bad credit record. We are South Africa’s leading loans provider.

Apply now online for your loan.

You can use your personal loan for whatever you need, like:

  • paying for the essentials such as your children’s study or school fees;
  • vehicle finance to get that new or used car you’ve always wanted;
  • finally getting those necessary home renovations done;
  • treating yourself to a much needed vacation;
  • putting that cash towards paying for your wedding; or
  • a debt consolidation loan.

  • Please Note

    In addition to the Complimentary Loan Finding Service, your membership benefits include the following value added services which are activated as soon as the form has been completed and submitted.

    This is provided to you at a fee of R79 per month


    Debt Counselling

    Debt Counselling offers a remedy to over indebtedness that has the aim at rehabilitation into the credit market.

    Debt Review will protect the consumer from losing crucial assets and keep the Credit Providers from taking legal action on accounts that was lawfully included in the debt review.

    The consumer will make monthly payments according to the debt re-arrangement until balances have been settled or if the consumer is able to continue with payments at the original contracted rates and instalments. 


    Legal Services

    Our service provider offers the following one stop legal services:

    Formulation of Trusts (family trusts, business trusts, ect)
    Draft of Wills, ITC Checks
    Draft and Prepare Various Commercial Contracts
    Administration of Estates
    Rescission of Judgments
    Clearing of ITC / Credit reports and Divorces 


    Short Term Insurance Management

    The service provider offers a management service by assisting clients with submission of their insurance claim forms.

    For the client there is no fuss, no hassle when it comes to the usual paperwork of a short term insurance claim.
    From obtaining quotations of stolen or missing items up to the submission of all documents.

    There is no need any longer to take off from work to get these quotations, our service provider will take care of this.

    This should enhance the turnaround time of finalising each claim.

    Annual Tax Returns (IRP 5)

    Our service provider is a registered tax practitioner with SARS (South African Revenue Service).

    They offer a professional taxation service to the client at a 30% discount of their normal fee as a value added service to all our clients.

    This will save you the client an enormous amount of time and run around.

    loans for blacklisted people

    Apply for a Loan

    Read Application Terms and Conditions – click here

    (Please note that all fields marked with (*) needs to be completed. The information you submit will be used solely for the purposes for our services). Compliant with the Consumer Protection Act No.68 of 2008

    Field marked with an * are required

    *Applicants ID Number :

    *Applicants Title :

    *Applicants Name :
    First Name :
    Surname :

    *Applicants Cellular Number :

    *Applicants Home Phone Number :

    *Applicants Work Phone Number :

    *Applicants Email Address :

    *Applicants Physical Address :
    Address Line 1 :
    Address Line 2 :
    Town/City :
    Postal Code :

    Applicants Employment Details

    *Employment Status :

    *Company Name :

    *Employment Date :

    *Gross Salary :

    *Net Salary :

    *Monthly Expenses (Estimate) :

    *Salary Frequency :

    *Monthly Salary Date :

    Applicants Loan Details

    *Are you Blacklisted ?

    *Are you under Debt Review/Administration ?

    *Loan Amount Requested :

    *Loan Purpose :

    Applicants Banking Details

    *Bank Name :

    *Account Type :

    *Account Number :



    01. I the undersigned hereby give permission that I may be scored by various credit providers.

    02. To consider my application the Financial Services Provider may obtain information from a credit bureau. (Credit Bureau’s supply banks and other parties with credit profiles and credit scores about persons to help them determine if a person is credit worthy.)

    03. Information about how I conduct my account and overdraft facility may be given to and used by any other division of the bank or credit bureau.

    04. The information I have given the bank on these forms is true and accurate.

    05.1 I hereby authorise Pronto Loans T/A Blacklisted Loans to issue and deliver payment instructions to their Banker for collection against my above mentioned account at my above mentioned Bank (or any other bank or branch to which I may transfer my account) on the date my salary is deposited into my account on condition that the sum of such payment instructions will never exceed my obligations as agreed to in the Agreement and commencing as soon as this application has been submitted by me and continuing until this Authority and Mandate is terminated by me by giving you notice in writing of not less than 20 ordinary working days. The individual payment instructions of R299 so authorised to be issued must be issued and delivered as a once off payment

    5.2 The individual payment instructions of R79 so authorised to be issued must be issued and delivered on a continuous monthly basis in order to receive immediate access to the value added service package

    06.This authority and mandate has been given electronically in terms of the electronic communications and transactions Act 25 of 2002, Chapter 3, Part 1.If there are insufficient funds in my account to meet the obligation, you are entitled to track my account and represent the instruction for payment as soon as sufficient funds are available in my account.

    I understand that the withdrawals hereby authorised will be processed through a computerised system provided by the South African Banks. I also understand that details of each withdrawal will be printed on my bank statement. Such will contain a reference, PRONTO, which will be included in the said payment instruction and if provided to me should enable me to identify the Agreement.

    B. Mandate
    I acknowledge that all payment instructions issued by Pronto Loans T/A Blacklisted Loans shall be treated by my above mentioned Bank as if the instructions have been issued by me personally.

    C. Cancellation
    I agree that although this Authority and Mandate may be cancelled by me, such cancellation will not cancel the Agreement. I shall not be entitled to any refund of amounts which you have withdrawn while this Authority was in force, if such amounts were legally owing to you.

    Terms and Conditions
    Full Names and Surname

    I Accept the above Mandate and Terms and Conditions

    By completing the above with your full names and surname you agree that this serves as a legal electronic signature and acceptance of the aforementioned debit order mandate, and terms and conditions.

    In case of cancellation as a result of breach on the part of the applicant/client, the remaining balance shall become immediately due and owing to Blacklisted Loans. In the event Blacklisted Loans should hand the applicant/client over for collection of any amounts owing to Blacklisted Loans , Blacklisted Loans shall impose an administration cost of 25% (Twenty Five Percent) added to the outstanding amount owing by the applicant/client to Blacklisted Loans. All legal fees associated with the collection of monies owing to Blacklisted Loans in terms of these policies, being it for breach or otherwise shall be paid by, or be liable by the applicant/client on an attorney and client scale.

    Please only click Submit once, depending on the speed of your connection submissions can take up to 60s to process

    Personal Loans

    Ease the Pressure of an Unexpected Financial Crisis with Personal Loans
    There are many factors in today’s difficult economic times that make managing your budget increasingly difficult. Many people make use of credit to spend money they don’t have. Pretty soon they spend more money than they earn and use credit facilities instead of available cash to finance purchases. Many use debt to pay off debt. The continuous use of credit coupled with poor money management skills pretty soon lead to a situation of over-indebtedness. The subsequent inability to honour credit agreements is the reason why many people find themselves on ITC and unable to secure further funds.
    Many people desperately need a loan for unforeseen expenses such as vehicle repairs or medical expenses. They think that because they have a bad credit record, all is lost. This is not necessarily true. Although no financial institution will grant you a loan it is possible.

    Loans with limited Credit Checks

    We assist our clients in getting a loan despite of judgments or defaults against their names. Because of lots of legal mumbo jumbo involved, we may not be able to help every client, but are always prepared to go the extra mile to secure a loan for everyone where possible.

    Get the Best deal on the Market with our Loans

    For a nominal once-off registration fee of R299.00 we source loans – Please note that this fee is payable regardless of the outcome of the loan. Our affordable Value Added Services of R79.00 per month is there for you make use of many times over.

    Personal Loans

    Having a bad credit record doesn’t exclude you from ever borrowing money again, or at least for a very long period of time. We look forward to assist you in getting a personal loan for that necessary purchase or to get rid of a nagging creditor.
    With a personal loans you can now go ahead and buy the furniture or appliances you need or even pay annual school fees in one payment to make life a little easier. You do not even have to come to us. With three easy steps you can secure a loan within no time.

    Loans in South Africa for complete peace of mind

    Applying for a loan in South Africa has never been easier – simply fill in our online cash loan application form and provide us with the required documents when requested to do so and soon the pressure of an unexpected crisis will be lifted from your shoulders.

    Convenient Quick and Easy Loans

    Don’t hesitate and prolong the agony because of a bad credit loan history . If you need money urgently in a short period of time – simply complete our online application form and find out if you qualify for a loan.

    3.53 avg. rating (70% score) - 15 votes

    Apply for our loan sourcing services by completing this 2 min online application

    Have you found yourself in a situation in which you have accumulated an amount of debt that you feel it will be impossible to repay? Billions of people around the world have accumulated debt that spirals out of control. Maybe you have student loan payments, car payments, and home loan payments to make and one day you find yourself in the unfortunate situation that you are unable to make your payments on time. Maybe you lost your job or incurred medical expenses or had to put unexpected repairs on a credit card. Before you know it, your credit score plummets and you find yourself blacklisted. Do not despair. It is always possible to take control of your debt. Blacklisted loans are here to help people in your exact situation. blacklisted loans in SA

    What Are Blacklisted Loans?

    Blacklisted loans are, first and foremost, loans designed to help a person with bad credit consolidate their debt by using the money to pay off previous debts so that they only have one payment to make. You can also use these loans to cover situations such as car repairs and student fees or school fees. Even if your name has been blacklisted because of bad credit, you can qualify for a blacklisted loan as long as you are 18 years or older, and you have a steady job and a bank account.

    How Do Blacklisted Loans Work?

    When you are applying for blacklisted loans you will be required to give your bank account details and to prove your identity, age, residence, and employment. Most of the companies that provide blacklisted loans will not conduct a credit check. Depending on the company providing the loan, you may be required to conduct an interview by phone. Upon accepting your application, the loan provider will discuss interest rates and payment plans with you and set one up depending on your budget. The terms of the loan will usually require a full repayment in a period of 12-72 months. Keep in mind that interest rates for these loans are generally high as they are designed to be used as a last resort for debt consolidation or emergencies.

    Benefits of Taking a Blacklisted Loan

    Though the interest rates of blacklisted loans are high and the period of time to pay back a large sum of money is short, the benefits of taking a blacklisted loan can be great if you use the loan responsibly. Avoid taking a blacklisted loan unless it is completely necessary to do so. Taking a blacklisted loan to consolidate your debt, if done in a responsible way, can save your credit score and lift some big financial burdens from your life. Blacklisted loans are designed to help a person overcome with debt to get back on their feet and re-build a good credit score once again. However, if you take a blacklisted loan and treat it irresponsibly by buying unnecessary things and neglecting the payments, your credit score will plummet further and you will have a very difficult time in finding financial assistance for anything in the future.