About Us

Who we are?

W

e are a South African based business which helps South African residents find personal loans of up to R150 000. As a specialist in personal loans, we have access to lenders across SA who specialise in assisting clients who have a bad credit history to attain finance and as such can help find any type of loan for any type of purpose or financial situation. We arrange loans for people who have defaults and judgements against them. We offer you exactly the same loan you would get if you went directly to a lender, only we go to them for you! There are no hidden costs involved, it’s simple easy and fast so get started from the comfort of your own home.

We all need extra money from time to time, but debts can quickly spiral out of control and leave us with bad credit that’s why it is so important to make sure that you are signing up the deal that suits your personal needs.

Just because you have been reported to a credit bureau does not mean that you should shy away from applying for a loan because you know that a credit check will be done before a loan is granted to you. With us you can get a personal loans within a few hours!

We try our best and are willing to go to the extra mile to assist our customers in any way we can.

We try to bring you the best and most easy way to apply for a loan, taking out the hassle of filling in countless forms.

Blacklisted loans no credit checks
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About Us

Have you found yourself in a situation in which you have accumulated an amount of debt that you feel it will be impossible to repay? Billions of people around the world have accumulated debt that spirals out of control. Maybe you have student loan payments, car payments, and home loan payments to make and one day you find yourself in the unfortunate situation that you are unable to make your payments on time. Maybe you lost your job or incurred medical expenses or had to put unexpected repairs on a credit card. Before you know it, your credit score plummets and you find yourself blacklisted. Do not despair. It is always possible to take control of your debt. Blacklisted loans are here to help people in your exact situation. blacklisted loans in SA

What Are Blacklisted Loans?

Blacklisted loans are, first and foremost, loans designed to help a person with bad credit consolidate their debt by using the money to pay off previous debts so that they only have one payment to make. You can also use these loans to cover situations such as car repairs and student fees or school fees. Even if your name has been blacklisted because of bad credit, you can qualify for a blacklisted loan as long as you are 18 years or older, and you have a steady job and a bank account.

How Do Blacklisted Loans Work?

When you are applying for blacklisted loans you will be required to give your bank account details and to prove your identity, age, residence, and employment. Most of the companies that provide blacklisted loans will not conduct a credit check. Depending on the company providing the loan, you may be required to conduct an interview by phone. Upon accepting your application, the loan provider will discuss interest rates and payment plans with you and set one up depending on your budget. The terms of the loan will usually require a full repayment in a period of 12-72 months. Keep in mind that interest rates for these loans are generally high as they are designed to be used as a last resort for debt consolidation or emergencies.

Benefits of Taking a Blacklisted Loan

Though the interest rates of blacklisted loans are high and the period of time to pay back a large sum of money is short, the benefits of taking a blacklisted loan can be great if you use the loan responsibly. Avoid taking a blacklisted loan unless it is completely necessary to do so. Taking a blacklisted loan to consolidate your debt, if done in a responsible way, can save your credit score and lift some big financial burdens from your life. Blacklisted loans are designed to help a person overcome with debt to get back on their feet and re-build a good credit score once again. However, if you take a blacklisted loan and treat it irresponsibly by buying unnecessary things and neglecting the payments, your credit score will plummet further and you will have a very difficult time in finding financial assistance for anything in the future.