Apply for a Loan now

Loans

Personal Loans are suitable for financing large payments or purchases, such as appliances, furniture, school fees, or if you require credit over an extended period.

We offer personal loans at very competitive rates. Best of all we have a very high approval rate

We offer loans direct for people with a bad credit record. We are South Africa’s leading loans provider.

Apply now online for your loan.

Please Note

Our Member Benefits consists of Insurance claims assistance, Legal advise, Tax returns and free loan-finding service. The cost for the Member benefits is a once-off R350 followed by a monthly R99.00. The loan-finding service is offered to you upfront as there are no costs involved. The Member Benefits becomes active once the fee has been paid.

Apply for a Loan

Read Application Terms and Conditions – click here

(Please note that all fields marked with (*) needs to be completed. The information you submit will be used solely for the purposes for our services). Compliant with the Consumer Protection Act No.68 of 2008

Personal Loans

Ease the Pressure of an Unexpected Financial Crisis with Personal Loans
There are many factors in today’s difficult economic times that make managing your budget increasingly difficult. Many people make use of credit to spend money they don’t have. Pretty soon they spend more money than they earn and use credit facilities instead of available cash to finance purchases. Many use debt to pay off debt. The continuous use of credit coupled with poor money management skills pretty soon lead to a situation of over-indebtedness. The subsequent inability to honour credit agreements is the reason why many people find themselves on ITC and unable to secure further funds.
Many people desperately need a loan for unforeseen expenses such as vehicle repairs or medical expenses. They think that because they have a bad credit record, all is lost. This is not necessarily true. Although no financial institution will grant you a loan it is possible.

Loans with limited Credit Checks

We assist our clients in getting a loan despite of judgments or defaults against their names. Because of lots of legal mumbo jumbo involved, we may not be able to help every client, but are always prepared to go the extra mile to secure a loan for everyone where possible.

Get the Best deal on the Market with our Loans

For a nominal once-off registration fee of R350.00 we source loans – Please note that this fee is payable regardless of the outcome of the loan. Our affordable service package of R350.00 per month is there for you make use of many times over.

Personal Loans

Having a bad credit record doesn’t exclude you from ever borrowing money again, or at least for a very long period of time. We look forward to assist you in getting a personal loan for that necessary purchase or to get rid of a nagging creditor.
With a personal loans you can now go ahead and buy the furniture or appliances you need or even pay annual school fees in one payment to make life a little easier. You do not even have to come to us. With three easy steps you can secure a loan within no time.

Loans in South Africa for complete peace of mind

Applying for a loan in South Africa has never been easier – simply fill in our online cash loan application form and provide us with the required documents when requested to do so and soon the pressure of an unexpected crisis will be lifted from your shoulders.

Convenient Quick and Easy Loans

Don’t hesitate and prolong the agony because of a bad credit loan history . If you need money urgently in a short period of time – simply complete our online application form and find out if you qualify for a loan.

3.53 avg. rating (70% score) - 15 votes

Apply for a Loan now

Have you found yourself in a situation in which you have accumulated an amount of debt that you feel it will be impossible to repay? Billions of people around the world have accumulated debt that spirals out of control. Maybe you have student loan payments, car payments, and home loan payments to make and one day you find yourself in the unfortunate situation that you are unable to make your payments on time. Maybe you lost your job or incurred medical expenses or had to put unexpected repairs on a credit card. Before you know it, your credit score plummets and you find yourself blacklisted. Do not despair. It is always possible to take control of your debt. Blacklisted loans are here to help people in your exact situation.

What Are Blacklisted Loans?

Blacklisted loans are, first and foremost, loans designed to help a person with bad credit consolidate their debt by using the money to pay off previous debts so that they only have one payment to make. You can also use these loans to cover situations such as car repairs and student fees or school fees. Even if your name has been blacklisted because of bad credit, you can qualify for a blacklisted loan as long as you are 18 years or older, and you have a steady job and a bank account.

How Do Blacklisted Loans Work?

When you are applying for blacklisted loans you will be required to give your bank account details and to prove your identity, age, residence, and employment. Most of the companies that provide blacklisted loans will not conduct a credit check. Depending on the company providing the loan, you may be required to conduct an interview by phone. Upon accepting your application, the loan provider will discuss interest rates and payment plans with you and set one up depending on your budget. The terms of the loan will usually require a full repayment in a period of 12-72 months. Keep in mind that interest rates for these loans are generally high as they are designed to be used as a last resort for debt consolidation or emergencies.

Benefits of Taking a Blacklisted Loan

Though the interest rates of blacklisted loans are high and the period of time to pay back a large sum of money is short, the benefits of taking a blacklisted loan can be great if you use the loan responsibly. Avoid taking a blacklisted loan unless it is completely necessary to do so. Taking a blacklisted loan to consolidate your debt, if done in a responsible way, can save your credit score and lift some big financial burdens from your life. Blacklisted loans are designed to help a person overcome with debt to get back on their feet and re-build a good credit score once again. However, if you take a blacklisted loan and treat it irresponsibly by buying unnecessary things and neglecting the payments, your credit score will plummet further and you will have a very difficult time in finding financial assistance for anything in the future.